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5 Ways to Save Money - #BudgetEveryDollar


Today I share with you some money saving tips, and the EveryDollar budgeting app that has been helping me to make it all possible.


2016 was dedicated as my year of travel. I had gotten out of the army where travel was wherever the military decided they wanted me to go. Some countries were off-limits and there was rarely much time to travel for fun. So once I got out I knew exactly what I wanted to do. I wanted to go to places I've always longed to visit, and I knew I just had to make it happen. However, when it comes to budgeting I'm the worst at it. I very rarely save because I'm a big shopaholic. I'm big on designers and have a closet full of designer clothing and bags, but for 2017 I wanted to make a change. I want to cut back on my spending and save a bit more. My expenditure last year was just a little too much, even for me. Besides my travels which I did a lot of in 2016, I did some home renovations, which included my living-room, bathrooms and kitchen. Doing a home renovation is not cheap, so I'm now left with credit card bills that I need to pay off. That is where the EveryDollar app comes in.


Now there's a reason I've been so bad at budgeting, I've never really found a budgeting software that has truly worked for me. I have downloaded many free apps over the years and I've probably used them for about a month, before stopping. I've tried budgeting using spreadsheets, journals, but nothing has truly worked for me. I personally prefer not paying for something that is trying to save me money and was happy to see that EveryDollar is totally free. There is a paid yearly version called EveryDollar PLUS which enables you to connect your ban accounts and see your budgeting in real time. What I wanted was a budgeting tool that showed me how I could save in some departments, list how I was overspending and how I can balance that spending.


The app was super easy to setup and budgeting was not only easy, it's also adjustable. For example if you have another income it can be added. You can adjust your planned budget by altering the amounts in your income and spending categories. You use every single dollar in your budget and it manages and tracks it as you go. In less than 10 minutes I had created my first budget and it shocked me to see how much money I was spending eating out. Now you KNOW you spend a lot of money, but seeing it in hard format right in-front of you is a wake up call. After budgeting and seeing how much money I have left over after my income and expenses have been inputted, I put the extra into my savings. Part one of my goal for this year completed. Save a little bit more.


EveryDollar has been a life saver since I've been using it and the fact that I can connect it over multiple devices is a plus. So while I may use it on my iPad in my home, when I'm on the go, I use it on my phone. Now I mentioned that I'm a shopaholic. An impulse shopper is more like it. I can't not see something I like and get it. Since owning the app I have actually cut back on my spending. I open the app to see if I have any extra money to spend on it, if I can shuffle around a few things, etc, but more than often I end up passing it by. It has truly curbed my shopping habit. Yay!


I have to say that EveryDollar truly works, and I can already see my results. If you have a problem budgeting like I do, then you're going to love EveryDollar. So go and download it today!


So now that you've downloaded Every Dollar, I want to share these 5 easy ways that you can save money. After all you want to budget every dollar, because every dollar counts! Saving money doesn’t have to be stressful and you can do it even if you are living paycheck to paycheck. There is no reason why you can’t attempt to save money regardless of your annual income, so stop telling yourself that you have none to save. The key to learning how to save money when you are broke is to take note of the little pennies that pop up in your everyday life and master the skill of squirreling away those pennies.  Here are 5 easy ways to save money, even if you are broke.


1. Use a Coffee Can as a Piggy Bank. Take a large coffee can, slice a slit in the top that’s large enough to sneak change into. Keep this coffee can piggy bank in the kitchen or another area that you frequently enter when returning home from a shopping trip. Upon entering your home, take all of your loose change from the day’s purchases and drop it into the piggy bank. Do this every day without dipping into the piggy bank, unless an absolute emergency arises.

2. Start Making Freezer Meals. Surf the Internet and Pinterest for ideas on how to make freezer meals from scratch. There are plenty of websites where bloggers showcase the ins and outs of freezer meal prep to include a grocery shopping list more often than not. Starting to make freezer meals will help your money last longer, because homemade freezer meals often leave you with frequent leftovers and more meals on the dollar.

3. Start Thrift Shopping Online and Off. There are many thrift and consignment stores all over the place. Try to buy designer clothing, if you must have it, at a cheaper location. There are even online consignment shops and there’s always Ebay as a go to place to buy items while saving money. You don’t need brand new items, especially if you are living on a budget. Consider opening your mind up to hand me down clothing that’s in like-new condition by shopping at these second hand type stores.

4. Get a Rewards Card. There are so many rewards programs for consumers these days. Consider looking into your favorite go to shops both online and offline to see if they have a customer rewards program. Many gas stations have rewards cards that allow you to save money on gas after spending a certain amount. Other rewards cards build up points for cash off purchases.

5. Pick up a Trade. Consider looking into sewing or refurbishing items as a means to save money when you purchase things second hand. If you pick up a trade that can be used towards fixing the used items you purchase at a thrift store or consignment shop, then you are able to save even more cash because you won’t have to pay to fix someone to fix the imperfections.


This list is meant to get your brain rolling in a whole new way as a means to learn how to easily save money, yes even when you are broke. With each of us having technology at our fingertips, there’s no reason for you not to be able to find some clever way to save a little extra cash, and don't forget to use EveryDollar to budget every single dollar, because every single dollar counts!

Annmarie John
92 Comments
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92 comments:

  1. That is AWESOME! I have to look into EveryDollar. I'm pretty good at budgeting, but a tool like this can make me even better.

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    1. Even when you're good at something, try and be better, and this app helps you be the best you can be.

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  2. Oh I am going to download this right now!!! Love having something like this right at my finger tips!

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    1. I'm telling you, it works! You won't regret downloading it.

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  3. I've been trying to find a good budgeting app but would quit before I started, nothing seemed like an easy setup. I will get EveryDollar a try.

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    1. Well it doesn't hurt to give them a try. I like it but that doesn't mean that you will.

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  4. This is a great app. Especially for someone wanting to see where their budget lies. This is definitely something I will need to try out.

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    1. Give it a try and let me know how you like it.

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  5. I'll be trying your freezer meals idea. Thank you for the tips!

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  6. Those rewards cards are the best. And, the rewards credit cards. I have a Banana Republic one and its fabulous, b/c I earn money to shop! Then I dont feel guilty when I do shop b/c its like free money!

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    1. That's how I am with my Capital One card. The rewards are great but I've still cut back on spending, no matter how much I want to.

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  7. Creating and sticking to a budget can be hard. This sounds like a great way to start budgeting!

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    1. Oh tell me about it. I can't begin to tell you how many times I've started and stopped before, but this time I'm sticking with it.

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  8. While I don't know of this app, or hadn't before this, I'm all for a budgeting app. I think it changes you! After the holidays, we usually have Florida. This is a TOUGH time of year. If I didn't learn budgeting, I'd lose a lot!

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    1. Oh I know Tamara. I'm with you on that. I spend a LOT of money around the holidays, buying things that I KNOW that I don't need but just want, even for the kids. It's really such a big waste. If it wasn't for this app during the holidays, I might have spent so much more. This year though, I want to really cut back even more.

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  9. These are all great tips! Love that app - I've never seen it before but it seems like something that would help me out. Maybe...sticking to the budget is the hardest part.

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    1. I'm going to be honest, when I first started it was tough sticking to the budget, I'm an impulse shopper so as soon as I see a sale, I'm all over it. This has really helped me a lot.

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  10. Love the idea of using a large coffee can as a piggy bank. I always have so much spare change that I am sure it can add up to a nice lump sum one day.

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    1. While I'm sure it may help you, what do you think of EveryDollar, won't that help you as well?

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  11. This is one of the hardest things for me - I wish I was better at it! I am determined to do better this year though and even made a great resolution for it!

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    1. Oh that's awesome. Hopefully you'll download EveryDollar and let them help you as well.

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  12. OK, this is seriously awesome and I have done a few of these, but that last one is something that I have been contemplating a bit here. So, definitely just added food for thought today. Thanks :)

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  13. EveryDollar looks so cool. It definitely sounds like an effective organization and budgeting tool. We started making freezer meals last year and kept it up too! I'd love to start saving with a piggy bank.

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    1. Piggy bank saving is so old school, but it's still around because it works. EveryDollar would surely help even more because it also works.

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  14. this apps looks interesting. I've been budgeting for the last five years and I couldn't find anything that matched what I was looking for, so I ended up creating my own in a spreadsheet. It's awesome and I think I've got it mostly worked out, now if only the bills would listen!

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    1. I've tried budgeting over the years, but nothing has truly been working for me and I'd stopped halfway through it. I'm really hoping I stick with EveryDollar because it's really helping me right now.

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  15. I've never heard of this app, thanks so much for sharing with me. Budgeting is like my life's purpose haha. I actually just spent some time today doing just that.

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    1. That's awesome! I've met a few people who do really well at it, I'm the complete opposite.

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  16. This is really good advice! Unfortunately, it seems that this generation has the most difficult time finding great jobs, and that's where a good budget starts, is having a good income. Hopefully 2017 will be a year of an improving economy, so everyone can budget every dollar more wisely.

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    1. To be honest, it doesn't matter what job you have, you can save with any amount. My mother used to tell me, if you have $1, you can save 10cents from it. That's something I finally figured out I can really do with EveryDollar.

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  17. I feel I excel when it comes to budgeting, but would still love to utilize a tool that ensures I am saving as much as possible. I can not wait to download EveryDollar!

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    1. And I hope you love it as much as I do. It's been great for me.

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  18. I need to try this app! It sounds interesting. We recently cut our cable and it has helped save so much money!

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    1. Cutting back on wants and not needs can help. TBH you really don't need cable, you want to watch a few shows but owning something like Hulu or even Netflix can cut down the cable company's cost tremendously.

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  19. I want to do more traveling this year too and have been trying to find ways to cut back. This app is really going to help me pinpoint my overspending and get me on the right track to saving every dollar so I can buy experiences, not things.

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    1. Yes it will truly help you. That's another reason why I traveled so much last year. The experience was something I couldn't achieve any other way. EveryDollar will certainly help you.

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  20. Great tips! That app looks super helpful in maintaining a budget. I'm always surprised how much change adds up when I cash it in after it builds up for a while.

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    1. I've never done the change thing, but I've even heard of a challenge using coins. Since I very rarely use cash, that's kinda hard for me.

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  21. Freezer meals are something that I really need to work on. It is actually one of my goals this year. We love Every Dollar as well :-)

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    1. Good to hear of another lover of the app, and freezer meals are great money savers.

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  22. I really need to try this. It is so important to learn how to budget and save money. I am trying to save up for a trip.

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    1. Yes its very important, because you never know what'll happen in those "rainy days".

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  23. Wow this is such a cool app! I really want to try this out! I usually use excel but this looks so easy!

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    1. It's very easy! You have no idea how easy until you give it a try.

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  24. Super timely advice! I'm all about thrifting and consignment shops - both for shopping and for donating/selling my own things. I also use reward cards a ton!

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    1. That's awesome! Do you also use an app or a program to budget?

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  25. Making a budget is super important when trying to save cash, you can find where you are spending to much, where you have more leeway, what you don't need....Great post, i need to send this to my BIL!

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    1. I'm sure he'll appreciate it. Everyone appreciates saving money.

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  26. I love the app idea to keep everything in one place! we make freezer meals and it definitely makes sure nothing goes to waste and works for us!

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    1. That's amazing! Are you using any particular budgeting app/program for yourself?

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  27. This is a really helpful app as my husband and I are trying to budget ourselves more this year. With him in medical school and me working as a teacher, our household income is very minimal.

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    1. Oh I know what it's like to be living on a minimal income. Before I joined the army that's how life was for me. Between me and my husband it seems like we were living check to check.

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  28. This is amazing! I need every tip I can get to save money! Thanks for sharing!

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    1. And I'm only too happy to share them with you. Thanks for stopping by.

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  29. I tried freezer meals and failed. Not for me! But I love thrift shopping and "trying" to keep to a strict budget!

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    1. How do you budget? Is there a particular program or app that you use to help you?

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  30. I seem to spend money mindlessly (although always on things that count) and never can be in control of my finances. This app would be perfect for me x

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    1. I used to be like that but now that I'm a mom with a child in college and a homeowner, I now have to watch how much and spend and take it easy.

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  31. I feel like I really need the EveryDollar app! I'm trying to budget a lot better this year than I did last year :)

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    1. And EveryDollar can only help you do better. Give it a try!

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  32. I am the one in our household responsible for budgeting. But I do like to get my husband on board with it wherever and whenever I can! I like to use mint.com for many of my needs.

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    1. I've tried Mint in the past and wasn't that much of a fan. I can't tell you how many apps I've downloaded over the years. I'm giving EveryDollar a chance and hoping it meets all my expectations and don't change later.

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  33. Oh wow, what a great app! I have tried a few budgeting apps but none of them have really worked for me. That one sounds like it might be worth a try.

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    1. It doesn't hurt to give it a try at all. Let me know if it works out for you too.

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  34. We are saving for our first house, so we have employed numerous budgeting tips but one more doesn't hurt! We live by the Dave Ramsey Method and its really been paying off!

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    1. We did the Dave Ramsey when I was in the army. All the soldiers in my unit were given a free class and the tools to get it done. I have to admit that I didn't stick with it and I'm regretting it now.

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  35. That seems like a great app. I could really use one to keep my budget on track. I am always blowing it. This may be the app I need.

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    1. I love that I can just download this app and have it with you at all times to keep track of your budget! Cant wait to download it- thanks for the money saving intel!

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    2. @Dawn yes it is and it really does help you keep on track with your spending and saving.

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    3. @Melissa, it sure does make it a lot easier to use. It's readily available.

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  36. Making freezer meals is such a great idea. I think it's helped save us quite a bit of money! Instead of calling in a pizza order we can just pop on in the oven on a busy night and it be ready in the amount of time a pizza would take and no extra money spent! Great tips! - Jeanine

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    1. I used to spend a lot of money ordering out. We'd do pizza at least a couple of times a month. Not anymore!

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  37. My dad needs this! He is a super budgeting person but he does it all on paper, and I told him there are apps out there to help him. I must tell him about this one so he can stop wasting paper.

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    1. That's a great idea. Stop wasting paper and get digital. Let's get digital, digital! :)

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  38. I haven't used the Every Dollar app yet, but I'm going to soon! I want to start budgeting better this year since I'm wanting to have a house built.

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    1. That's an amazing goal to strive for and I'm very sure that you can do it.

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  39. I tried everydollar before & I can't remember why it didn't work for me. I'm glad you found one to suit your needs though. I do love points programs though I buy a lot of my gifts with grocery store points.

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    1. What are you using currently? I wish you could remember why it didn't work out for you.

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  40. What a great app! I used to be really good about budgeting. This last year, I haven't had much of a plan. I don't spend a lot of money on eating out, or things I don't need. But, I would like to get my savings and retirement more in order.

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    1. And that's a great first step and you seem to already know what you want in the long run. EveryDollar can certainly help with that.

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  41. That sounds like a great app to get yourself on track. I'm surprised how much I spend without realizing it.

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  42. I like it. I love the interface and I can easily understand where to go to and what to tap. I just didn't realize that I've been looking for an app like this until I saw it!

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  43. This is a really great post about staying within a budget. I use the zero sum budget for my budgeting.

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  44. Nice read ....tips taken for future use ☺☺☺

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  45. Clothes and food are our biggest expenses. Freezer meals sometimes work for us but I've really, really tired thrift shopping and I've never had good luck with it.

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  46. Ooh I need to check this out! My husband just took a new job which means our pay schedule goes from every other week to once a month. We definitely have to watch our budget better.

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  47. I started saving receipts and was shocked at how much I spend without realizing it. This app sounds like an easier way to keep track of it all.

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  48. Wow. Sound tips to save money - fresh ones at that! Love the freezer meals idea and the pick up a trade idea!!

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  49. I totally agree with all five tips! I'm very interested in the app, it'll come in really handy from now on, thank you.

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  50. One of my resolutions is to be better with my money! This seems like it would definitely help out with that.

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  51. Oooo now this looks like one awesome app!! My hubby is one of those who checks the bank balance 62819 times a day so I bet he would love EveryDollar!

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[name=AnnMarie John] [img=https://3.bp.blogspot.com/-X9gUeVik-ZY/WJjwNTOobII/AAAAAAABTJ4/qEhU0n62_AIo-j6-6LA2OFOr44lKCHASwCLcB/s100/AnnMarie%2BJohn%2BHeadshot.JPG] [description=AnnMarie John is a lifestyle blogger, mom of 4, retired army veteran and a huge Disney lover. Formerly from the beautiful island of St. Vincent and the Grenadines in the Caribbean and now living in colorful Colorado, she loves sharing her opinions on everything, crafting and food.] (facebook=http://www.facebook.com/theannmariejohn) (instagram=http://www.instagram.com/theannmariejohn) (twitter=http://www.twitter.com/theannmariejohn) (pinterest=http://www.pinterest.com/theannmariejohn) (email=mailto:annmarie@annmariejohn.com)

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