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Dental Accidents Happen - MetLife TRICARE Dental Can Help


This post was sponsored by the MetLife TRICARE Dental Program as part of an Ambassador Program for Influence Central.

Yes dental accidents happen and more often than not they happen at the most inopportune time. Take for example just a few days ago. A trip planned for Disneyland Paris. A toddler at her prime just waiting for her big day to meet Mickey Mouse, only to wake up with an aching tooth and a swollen cheek? What's a mom to do? Luckily for me I have MetLife TRICARE Dental and was able to make one phone call to get some information on whether or not we'll be covered while traveling internationally. The good news was that we were. While I was more concerned about whether or not she was ok, she was more concerned about whether or not she'll get to meet Mickey Mouse. As a TRICARE Dental Ambassador I am pleased to say that I've been impressed with what I've learned the past 3 months of my ambassadorship. If you haven't read my past posts, you may want to take a look at posts where we talked about the TRICARE Dental Premium Changes, or how TRICARE DENTAL has your kids covered. I'm living testimony as to how they have come through for me over and over again.


Being far away from home and your dentist can be tough. Being far away in an international country can be even worse if you don't have dental coverage. However with MetLife TRICARE Dental you don't have to worry. Coverage is covered internationally in the event of an emergency and a quick look on their website can give you the number to call where you can get help. I was able to speak to a representative who encouraged me to make an appointment as soon as possible, and and luckily for me I was able to get one in a few days. I could have the insurance company be contacted by the dental clinic or pay upfront and be reimbursed upon our return. That option was a lot quicker so it was the one I chose. The dental system in the UK was amazing and Madison was able to see a dental provider and get the work done that she needed, and me, I was able to not have to worry about if she will be ok.


The month of March is almost over but there may still be a few things that you may not know. For example DID YOU KNOW?:

1. TRICARE Dental enrollees have access to one of the largest civilian dental network with over 250,000 dental locations!

2. Your sponsor’s family is not automatically enrolled in the TRICARE Dental Program even though they may have TRICARE medical?  Dental coverage requires enrollment and it is done easily on-line (www.tricare.mil/bwe), by phone (1-855-638-8371) or by filling out an enrollment form and mailing it to us or faxing (1-855-763-1337)

3.  Premiums are competitively priced, there are no annual deductibles or co-payments, and there are low or no cost-shares on many dental services – including preventive and diagnostic.


4. The TDP has an Accidental Annual Maximum of $1,200 per beneficiary per plan year that can help your sponsor prepare for that unexpected tooth injury?  That’s right, that tooth injury that happens at the park, during a sporting event or tripping over that random bump in the floor - the treatment and services may be covered AND this annual maximum is separate from the $1,300 plan annual maximum per beneficiary per plan year.

5. The TDP will coordinate with another supplemental dental insurance carrier, but it’s always a good idea to compare other plans with the TDP.

So if you're qualified to enroll in the MetLife TRICARE Dental program, what are you waiting for? Do it today because dental accidents to happen and you want/need to be prepared.

There are 4 easy ways to enroll!

1. Online visit www.tricare.mil/bwe
2. Call 1-855-638-8371 CONUS, 1-855-638-8372 OCONUS, or 1-855-638-8373 TDD/TTY
3. Fax a completed Enrollment Authorization document (found on www.tricare.mil/tdp) to 1-855-763-1337
4. Mail a completed Enrollment Authorization document to MetLife TRICARE Dental Program, P.O. Box 14185 Lexington, KY 40512

For additional program information, visit www.metlife.com/tricare


For more information and to connect you may also visit:





Annmarie John
22 Comments
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22 comments:

  1. Poor baby girl! What a way to spend a vacation. I am so glad that she was able to have it checked out while overseas and still get to see Mickey. I'll have to look in to Metlife TRICARE Dental Program.

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    1. Yes she insisted on seeing Mickey although it hurt to smile. She's however doing well now.

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  2. It's so important to have dental coverage when you're traveling. I bet that was a relief.

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    1. Oh it sure was and I'm grateful that it's one of the things that MetLife TRICARE Dental covers.

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  3. That is awesome! So sorry to hear that she had some dental trouble on her trip but I'm glad to hear that everything worked out. I'm not so sure if my dental insurance is that good. What I wouldn't give to have MetLife TRICARE Dental. This is awesome sauce!

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    Replies
    1. Yes I'm eternally grateful that it worked out for us too.

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  4. Oh no, so sorry to hear that but I'm glad she was still able to meet with Mickey. I have no idea whether or not I'm covered if I travel internationally. I'm not even sure if I'm covered if I travel to another state. I am so jealous of everyone who can get this dental insurance. Thank you all for your service. You deserve to get the best!

    ReplyDelete
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    1. You should definitely check to see whether or not you are especially if you're traveling.

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  5. Aww bless her - I hope the dentist you visited treated her well! What a time for it to hit, right on Disneyland Paris day! c

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    1. Yes they did an amazing job and I was really impressed. She still had fun even though her mouth was hurting but I'm also glad that I had an insurance company that was willing to help even though we were in another country.

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  6. Oh how scary for that to happen while on an international trip. Kudos to you for using your thinking cap and your great resources.

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    1. Oh it most certainly was scary. I originally called a few French dentists but since my French is so limited (3yrs of French and I don't remember a thing) I eventually gave up and called one back in the UK. They were able to get her for the day we got back.

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  7. Sorry she had to deal with that during the trip but that MetLife TRICARE Dental Program really came in handy. What a great service.

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    1. Yes it is and it was both inconvenient (because of the dental emergency) but great because I had a dental care that came through.

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  8. I have been there and done that. My daughter broke a tooth at 8pm one night when she was 3 and I think we were both just as upset about it.

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    1. Oh no, while I don't mind things happening during the day, night time emergencies are the worst. Glad that you got it taken care of.

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  9. We have Tricare Dental and it does offer decent coverage. How scary! You just never know what can happen.

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    1. That's the thing you just never know when things can happen. It's just like Murphy's Law as well. Anything that can go wrong...

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  10. I'm so glad that you were able to get some relief for Madison while you were abroad. It's such a relief to know you are covered for illness and health while even in other countries.

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    1. It really was good to know that we were covered. I'm not so sure I would have been that calm if we weren't.

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  11. I'm sorry she had a problem with her tooth. You're right though, tooth problems are no joke, and they do seem to happen at the most inopportune times.

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    Replies
    1. They really do and while she was a trooper and wanted to carry on, I was more worried for her than she was.

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[name=AnnMarie John] [img=https://3.bp.blogspot.com/-X9gUeVik-ZY/WJjwNTOobII/AAAAAAABTJ4/qEhU0n62_AIo-j6-6LA2OFOr44lKCHASwCLcB/s100/AnnMarie%2BJohn%2BHeadshot.JPG] [description=AnnMarie John is a lifestyle blogger, mom of 4, retired army veteran and a huge Disney lover. Formerly from the beautiful island of St. Vincent and the Grenadines in the Caribbean and now living in colorful Colorado, she loves sharing her opinions on everything, crafting and food.] (facebook=http://www.facebook.com/theannmariejohn) (instagram=http://www.instagram.com/theannmariejohn) (twitter=http://www.twitter.com/theannmariejohn) (pinterest=http://www.pinterest.com/theannmariejohn) (email=mailto:annmarie@annmariejohn.com)

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